A question about : Need advice on which debts to focus on and how

Hello all.

I am a recent graduate currently employed for 1 month. I have several debts that I need to focus on clearing (aside from that looming student loan that I don't need to pay until next year...) but I don't know what the best way to tackle them is.

Debts:

A question about : Replying benefit overpayment

Hi guys

My dad had a big benefit overpayment which he is repaying per week ... His circumstances have changed and he's now wishing to just repay the full amount but he doesn't have a contact number ...
Can anyone help please

Lisa x

Best answers:

• May be worth trying the number on this link
  https://www.gov.uk/benefit-overpayme...ke-a-repayment

A question about : Friday 19 September

When we start out on the DFW trail we do loads of big stuff that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

A question about : DMP advice

Hello,

Could I please ask what is involved in setting up a DMP and how intrusive the process is (do I have to give people bank statements or bill demands etc before it is set up).

I'm just considering options and wanting to know what I may be setting myself up for. I had to take on a job recently that is much less money than my previous one so my previously manageable debts are now very difficult and I want to take the bull by the horns and get things sorted sooner rather than later.

Thanks.

A question about : Sat & Sun 20th -21st September

When we start out on the DFW trail we do loads of big stuff that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

A question about : looking for some advice (again)

Hi everyone,

A question about : I'm a spendaholic :(

Hi there, first of all, here's a poem I wrote about my spending...

My name is ScattyScot and I'm a spendaholic,
It's something I've been wanting to confess,
I have a tendency to spend beyond my means,
Which has left me in a little bit of a mess.

Although I don't spend lavishly,
No TV's, fancy holidays or cars,
I like the odd treat or to treat others,
I just sometimes go a little too far.

A question about : Cap quest

Hi all my girlfriend has had a letter from Drydensfairfax who are working for cap quest for the amount of Ј1291.25 which she ignored ! She recalls the amount in question to an old catalogue from 2011 I've since rang Drydensfairfax who said its to late I need to contact Northampton county court any ideas why they won't deal with it over the phone ? And what's the best form of a action
Thanks in advance