A question about : ZZPS Ltd
The story continues.....this is the letter i had today from Wright Hassall LLP on behalf of ZZPS Ltd (the debt recovery people). It is a standard letter
Dear
Wright Hassall Reference
PCN No.
Vehicle Reg.
Location
Issue date
Parking event
Car Park Operator
Outstanding Balance
We have been instructed by the above client in connection with the recovery of the debt, which has been incurred following the failure to repay the PCN. As a result of persistent non-payment a Ј18 administration fee has been added to the outstanding balance and we require you to make payment in full within the next 14 days.
Failure to make payment in full or contact us to discuss repayment of this debt may result in us recommending to our client that we pass this matter over to our litigation department. This may mean they will look to obtain a CCJ. The possible impacts of having a CCJ registered against you are:
. Negative impact to your credit rating
. Prevent future lending
. Affect current employment or future prospects of employment
. Enable enforcement action to commence, such as obtaining an Attachment of Earnings, placing a Charge on your property or applying for a Warrant of Execution (instructing a bailiff)
Please call us on to make a payment by debit of credit card, this is the simplest and quickest method of payment or alternatively please send a cheque to the above address, quoting our reference number.
Please note that free independent advice and assistance can be obtained for the free independent advice organisations in the attached overleaf.
We hope to resolve this matter without the need of reviewing your outstanding liability; therefore we look forward to hearing from you.
Yours faithfully
WRIGHT HASSALL LLP
So the context of this is:
(a) An invalid NTK issued to me (they asked for the data from the DVLA 59 days after the windscreen ticket) and issued the NTK 69 days later. The document is headed NTK although omits to mention POFA.
(b) I appealed. The replied AFTER 28 days, and refused to give me a POPLA code.
(c) I appealed to BPA - still no response 6 weeks later. Please no advice on chasing up - i have learnt that BPA, DVLA and ICO all give stock answers and i'm not looking to appeal to another desk jockey in these useless organisations
(d) DVLA - stock answers, althoight admitted that all they look for is membership of an ATA as reasonable cause. Even though they released data 59 days after an offence in order to pursue a registered keeper, they still maintain they had reasonable cause?????? Still waiting for complete redacted record of requests in 2014 under FOI - i am going to skewer them on their own data if i can show they are releasing data after PoFA limits then i can prove they have not got adequate controls nor reasonable cause.
(e) ICO - they wouldn't do anything unless the DVLA themselves admitted blame. Most bizarre.
(f) Now ZZPS escalate to their paramilitary wing solicitors despite this being under appeal at BPA. Crack on, our family friend is a lawyer who wins far more case than not against PPCs.
(g) Have complained to FOS. More my territory coming from a financial services background. If this were a bank or insurer, the FOS would slaughter these companies. Bear in mind that my case represents an escalation of debt from a 50p ticket to a Ј140 charge - this is far more punitive than the more publicised unauthorised overdraft charges in banking. In effect, these companies are not following the law and codes of practice and are consurmers into debt - all the while they do not provide clear, transparent documentation to explain why the course of action is the right one. In FS, the FOS would take 5 secs to throw out these cases. Each case referred to FOS in FS (justified or not) incurs a several hundred pound charge upon the financial institution. I have asked the FOS to apply similar standards to the Private Parking sector - it would decimate them, GPEOL or no GPEOL.
I'll keep you posted........
Best answers:
- please dont start new threads with the same topic
pm crabman and ask him to merge this one with your previous thread
then, keep adding to your older thread until the saga is over
thank you
ps:- its just another debt collector letter IMHO - These are your other threads:
hxxp://forums.moneysavingexpert.com/showthread.php?t=5173057
hxxp://forums.moneysavingexpert.com/showthread.php?t=5153295
(I must be getting close now to being able to post links).
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