Will I get into more trouble??????

A question about : Will I get into more trouble??????

Hi all. Anyone help with my conundrum!

Feb 2013 my Fiance and I split and after abit of 'to and froing' She decided to leave the home, leaving our daughter with me. this changes after a few months when i presume she had somewhere secure to stay and she took our daughter to live with her. That is quite a different problem that is being resolved ,hopefully via the courts.

We bought a 1/3 of a property, as shared ownership deal. MY parents gave me the 9k deposit that was needed and we secured a joint mortgage for the rest.

Since she left in feb2013 she has not contributed to any bill, rent nor mortgage. I now have received a letter from a solicitor as she is forcing me to sell the house so she can have half the deposit.

I really don't want to be there anyway, too many memories etc.

If i just moved out, informed the mortgage company, council etc. of my intentions not to pay anything further. What problems will I incur??

Mortgage companies don't really care who pays the bills. and I feel that I've continued to maintain the house pay the bills etc. with no help from her and she is now going to reap the rewards.
:(

Best answers:

• Hi OP you might be better posting this on the renting, buying and selling part of the board. You don't get much traffic round these parts.
• You will end up with the house being repossessed and you and your ex will have your credit file trashed for the foreseeabe future and you will be chased for the debt by the mortgage lender.
• Since you have a joint mortgage then you are both jointly and severally liable. The mortgage lender doesn't care who pays the mortgage as long as the payments are being made.
  Do you own the property as tenants in common or beneficial joint tenants? Did you have a deed of trust drawn up when you bought the property detailing that your parents paid the deposit?
• THANKS tO YOU ALL. THIS IS WHAT I THOUGHT!!!
  BETWEEN DEVIL AND DEEP BLUE.
• If you are already going to court in respect of daughter why not ask the solicitor involved to sort out financial arrangements to as the maintenance arrangements will have to be agreed upon anyway. Surely if you have proof that your parents gave you this money ie statement from bank then judge could take this into account when sorting out finance. If you can't afford solicitor you can email your local citizens advice or even visit and they will help you for free. Good luck.