Whats going to happen to me?

A question about : Whats going to happen to me?

I don't earn over the threshold for my employer to take this up. So what is going to happen to me when I reach pensionable age? Is it going to be a case of getting a letter saying nobody paid into your fund 20 years ago so tough luck.

Best answers:

• You'll receive a pension calculated on your contributions, more info would be good, are you/have you been married? do you have children? you could go to the DWP and get a pension forecast of course, that would be the easiest and reliable way to find out.. I take it you are talking about State Pension?
  Try looking here https://www.gov.uk/state-pension/what-youll-get
• Check your state pension entitlement. You'll be accruing that while getting child benefit and perhaps when working and not receiving CB, if your pay is high enough.
  The basic state pension isn't really a desirable income level so if money allows it would be good to start some other investing for retirement.