tjretro Debt Diary

A question about : tjretro Debt Diary

Thanks to all the advice on my other thread we now have some ideas on where to start and the whole thing looks a little less daunting than before. Tomorrow is a new beginning.

First thing we are going to do is get my girlfriend a new bank account and reclaim charges back from HSBC. They must have taken a small fortune from us , particularly over the last 2-3yrs. If/When we get any money back from them can go towards paying off the debts.

I have a long list of things planned out that need doing, I would type it up but I'm too tired to do it now

Best answers:

• Day one
  - Took some dvds to cash generators - Got £24
  - Did weekly shop - £15 instead of £40 - Carried home - £5 saving on cab fare
  - Listed a big pile of books on Green Metropolis
  - Writing letters to send to Creditors with SOA and offers of payments
  - Searched for jobs on jobcentre website and rang agencies
  - Getting Girlfriend to ring IR to see if she is eligible for a tax refund.
  :rolleyes:
  Current Amount of Cash: £8.65
• well done you are doing great keep it up