Thursday 22nd May

A question about : Thursday 22nd May

Thursday 22nd may - What small DFW things will you do today?

When we start out on the Debt-Free Wannabe trail we do loads of big stuff that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

Best answers:

• My list:
  Banking
  Adpoints 53 points earned
  Job interview Done. I'll know by the end of the day (!)
  Packed lunch
  Dinner from the freezer (bolognese, yum!)
  Walk to John Lewis at lunchtime for freebies
  Buy Ben and Jerrys for Ј1 cashback
  Claim Snap and Save money and change for Clubcard points
  Start writing shopping list for the weekend
  Charge phone at work
  Do ATM claim because my Ј20 hasn't come back to my account
  Happy Thursday everyone!
• Good Morning,
  Not a great start to the day as I couldn't drag myself out of bed, means no breakfast again grrrr (and I refuse to buy some lol)
  Did manage to quickly make a sandwich for lunch so not a complete disaster!
  Today;
  ● Make packed lunch - Done
  ● Have a NSD
  ● Check bank
  ● Dinner is a stir fry at home and is all ready to go in the fridge
  Have a good day everyone!!
• Good Morning,
  My list for today:
  Take lunch to work.
  Dinner from store cupboard.
  Check bank.
  Meal plan for the rest of the week and next week
  Grocery shopping after work with a list.
  Post Birthday Cards.
  Good luck mooomin with the interview.
  Have a lovely day all.
• Morning all.
  Rubbish journey to work, the bus was late and full, and got progressively later and more full! Unexpected guest last night, so didn't get much done hence reappearance of a few things!
  Today:
  ~ Go to bank with ID
  ~ Swagbucking for 30 mins
  ~ Cancel Now TV
  ~ Colour my hair (bought the dye ages ago on offer!)
  ETA: Had put NSD, but was promptly reminded my colleague is leaving today, and we're going to a buffet. Which I cannot get out of, and will have to pay for. I think she's great, so it's not a burden but jeez the world is determined to make me spend!
• Hi everyone.
  I find everyone on here so inspirational it motivates me to try even harder.
  * B/L/D from stores
  * Go to job 1 and job 2
  * DH to go shopping with DS 2
  * Use monthly bus pass
  * Do washing when get home tonight and put on airer
  * Do all surveys
  * Read free book on kindle- downloaded some more free ones this morning :-)
  * Continue with job application
• Good Morning everyone!
  Today I will be:
  *listing things for sale on the free facebook pages (avoiding ebay fees)
  *collect Nectar Adpoints
  *do surveys
  *have lunch at a friends
  *register for the electoral roll as I have recently moved
  *tonight I am having my nails and eyebrows done for free! I have been walking a friends dog each day and get free treatments in exchange (she is a beautician)
  *charge phone at work
• I got the job
• Fab news - well done Moomin!
  Nothing much new on my list today:
  Had breakfast at home (maybe I should get up later and not have enough time - I might lose some weight!), made packed lunches, got a lift to work. Got YS chicken wings out of freezer for tonight.
  Went to brush teeth last night and realised Son 1 has taken the toothpaste to the seaside. He has also taken OH's toothbrush (I suspect they have been using the same one - lol ). Luckily for him I did have a spare (got a different one cheap but don't like it really so kept it in cupboard for just such an occasion).
  Otherwise I am looking forward to OH's payday tomorrow, planning and updating spreadsheet.
  Oh, and loan is now down to under ten grand - that feels good
  Best wishes all x
• Congratulations to Moomin on the new job
  Today I;
• Cancelled the Ј9 monthly online movie subscription.
• Planted up 4 sunflowers, and 2 lavenders I got free last year as plugs. Gardening bug is itched.
• Salad sandwich for lunch from home.
• Reviewed our Budgetbrain to stay on track
• Hi All , day off today , well needed.
  Congratulations on getting the job mooomin.
  Will be a small as possible spend day.
  Had a driver sent round this morning to pick up a vintage card table I sold on ebay last weekend , turns out theres a very good chance I'll be seeing it again, as its going to the set of the new Tarzan film there making. (second thing related to Tarzan in the last month ,I wonder if there wil be a third?)
  My to do list :-
  First load of laundry on line , second lot in machine
  Do Surveys
  Do Comps
  check Ebay to see if a couple of payments have been made.(password changed yesterday, Have YOU done yours?)
  Go and vote
  Check emails - havent been around so loads to go through
  Check freecycle - DONE
  Sort stuff for boot sale this Sunday.
  Lunch from fridge
  Sort dinner , DD&BF sorted MrsH sorted ,DS ? Me ?
  Get in the garden and sort out a few bits & bobs.
  check bank
  transfer money from paypal to account.
  Buy cable from ebay , free P&P from china, Ј1.89 , rang local shops for cable one said it wasnt possible to do what I need the cable for, Google says different . And onther locol shop wanted Ј19.99, DONE
• That bypassed me completely! I will change it now.
  Thanks for that.
• Afternoon lovelies!!
  Apologies for the lack of forum activity of late - been absolutely manic!!
  Anyway, onwards and upwards... On the plus side OH has been away with work this week, so have literally spent nothing!!
  Meeting OH at Exeter Services tomorrow and going to Cornwall from there so may have a slightly spendy weekend!!
  So, on today's list for me...
  Sleep off night shift!
  Check banking - Ј300 has gone into regular saver so all good!
  Plot out budget for next month & meal plan next week
  Nectar Adpoints and Free Postcode Lottery
  Dinner from stores - make smoothie for 4am work "meal"
  Get out for a run if rain lets up a bit - if not, fitness DVD
  2 loads of washing hanging on airer
  Pack car for camping this weekend so I can get up a and go tomorrow!
  Check tyre pressures, oil and water etc on OH's car before trip
  Blitz house so it's clean when we get home
  Go to work gym before nights tonight
  Submit overtime claims for this week at work
  Think that's just about it from me gang... Nice to see so many posting on this lovely thread again!! Have a fantastic day!!
  Lots of love,
  Shoot x
• Banking
  Adpoints 53 points earned
  Job interview Done. GOT THE JOB
  Packed lunch
  Dinner from the freezer (bolognese, yum!)
  Walk to John Lewis at lunchtime for freebies
  Buy Ben and Jerrys for Ј1 cashback Won't be doing this unless the weather perks up. It's minging here! Weather improved
  Claim Snap and Save money and change for Clubcard points
  Start writing shopping list for the weekend
  Charge phone at work
  Do ATM claim because my Ј20 hasn't come back to my account
  Good progress made today. The freebie was a Liz Earle Cleanse and Polish and is a 50ml one. The 100ml one is Ј13.75 so a really good freebie I had to make an appointment to come back for another consultation, but I will cancel that if I decide I don't want to buy the full-size product.
  Things that weren't on my list:
  Free scone at work - good for the purse but not the waistline
  NSD
  I'm nearly up to my four miles a day walking target despite the weather