01 Apr 2016

A question about : Santander 123 Current Account

I want to get this account, for many reasons.

I'm just wondering if they will run a credit search? I won't be applying for an overdraft.

The reason I ask is that on my experian account it shows a drop since last report as I have 'recently opened one or more new credit accounts'

My mortgage for my first place and the electricity supplier are both now showing (they weren't since last time and I had a massively higher 'score').

Anyone know much about the background setting up etc on this account?

Thanks

(PS - I'm not after lectures on experian thanks title=Wink)

Best answers:

  • They did when I set one up 12 months ago.
  • yes they sometimes refer to other dept too.
  • Thanks for replies. I might hold fire for a sec until putting the application through.
    Quote:
  • Why are you so intensely worried about your score? I'd understand if you were waiting to get a mortgage agreed or something but it seems like you're not.
    If you want the account, the sooner you get it, the sooner your score will recover lol
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