01
Apr
2016
A question about : Santander 123 Current Account
I want to get this account, for many reasons.
I'm just wondering if they will run a credit search? I won't be applying for an overdraft.
The reason I ask is that on my experian account it shows a drop since last report as I have 'recently opened one or more new credit accounts'
My mortgage for my first place and the electricity supplier are both now showing (they weren't since last time and I had a massively higher 'score').
Anyone know much about the background setting up etc on this account?
Thanks
(PS - I'm not after lectures on experian thanks )
Best answers:
- They did when I set one up 12 months ago.
- yes they sometimes refer to other dept too.
- Thanks for replies. I might hold fire for a sec until putting the application through.
Quote: - Why are you so intensely worried about your score? I'd understand if you were waiting to get a mortgage agreed or something but it seems like you're not.
If you want the account, the sooner you get it, the sooner your score will recover lol
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