18
Mar
2024
A question about : Robinson way
Hi
Newbie here looking for some advice please.
Around 2 months ago I received a letter from Robinson way about a debt. I sent them a prove it letter and they have sent the following back.
A cover letter that says they are collecting on behalf of Moorgate Loan Servicing (ex MBNA) and they remain the legel owners.
A photocopy of a CCA dated October 04 with an address from that time. There is a photocopy of the same CCA with out a signature or date. Then a copy CCA terms and conditions with a different address on.
Any advice would be appreciated.
Best answers:
- Is it yours?
If so, when was the last time you paid or acknowledged that account in writing? - Yes it is mine, At the time of the first letter I wasn't sure.
Bit of background. I ran into difficulties back in 2009. I entered in to a long term payment plan with MBNA who took the payment by DD almost 3 years ago they stopped taking this payment and I have not heard from them since.
I really want to get this sorted. However I cant afford to clear the balance.
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