Pet Insurance Discussion Area (2004-2005)

A question about : Pet Insurance Discussion Area (2004-2005)

Evening!
Can anyone recommend Pet Insurance for an 8 year old terrier?

Best answers:

• Hi Jimble,
  Most pet insurers only insure dogs up to a certain age because they obviously become a high risk as they get older.
  I have 4 dogs,2 of which are older now,aged 9 and 11 and suprisingly i was offered insurance through Morethan.They insure dogs of any age,however it comes at a price but it is available should you want it.
  If you insure a pup through them it ends up cheaper in the long run because they know its full medical history,however for newer customers like us with older dogs we pay a premium because they don`t know/trust previous history.
  Worth a phone call but make sure you are sitting down
• Official note: Click reply to ask questions and discuss the Pet insurance cost-cutting article.
  Hi - about to take care of new dog - currently transfering with the very expensive Petplan insurance.
  I've done a search for pet insurance but it seems unclear with many quotes via the internet whether chronic treatment is included for whole of life.
  Has anyone found a good deal to reccommend?
  Many thanks.
• I'll reply to myself and share that Marks and Spencer seem to have a very competitive rate at the moment...
• I have just got a 3 month old kitten. I should get him neutered at 6 months old and vaccinated, wormed and fleaed. What I am curious about is do any of the pet insurance companies cover this sort of thing or is only misfortunes.
  Louise
• When we were looking for cover earlier this year we did find one that covered the annual vaccination but not worming etc. It worked out more expensive than cover from Petplan and then paying for the vaccinations ourselves (we also live in the south where the vets bills are the most expensive!).
  I know some vets offer there "own plans" that cover everything but this is very regional. All I can suggest is ring up the local vets near to you and ask.
  Doug
• Hi Louise,
  I'm not aware of any insurers that would insure for neutering, vaccinations etc. However, if you would like to insure you kitten against misfortunes, I can recommend Direct Line; I have 3 Burmese cats and my monthly premium is Ј19.78.
  Emma.
• I was with Lloyds direct for my dog but included her on my house insurance with NFU now pay approx Ј8/month with a Ј25 excess.
• Although I don't know if anyone who includes routine treatment in their cover, I can recommend Sainsbury's Pet Insurance.
  We got 2 cats in April, and at about the same time Sainsbury's launched Pet Insurance. It is only Ј3.99 per month per cat, and pretty much gives the highest available levels of cover. Couldn't find anyone else nearly as good.
• I'm also looking for pet insurance. I want to make sure my dog is covered for the whole of their life. My Westie (now sadly passed away) was insured with Pet Plan who were excellent (my claims far exceeded my premiums) however three years ago Pet Plan to cover him anymore. It is when your pet has ongoing health problems that the benefits of a good plan become clear. I certainly dont feel let down by Pet Plan, I just want to make sure I have whole life cover with my next plan. I intend to ask the advice of my vet.