13
Mar
2018
A question about : DFS Credit
Hi,
I will buying new sofa at DFS - Any idea which:-
1. Finance Company they use &
2. Which credit reference agency that finance company uses
Thanks
M
Best answers:
- I ordered a new sofa last month and the credit is through HFC Bank. They certainly did a search with Experian.
- Blackhorse for me - although this was about 4 years ago.
- When we bought at DFS 3 years ago our finance was through GE Capital. No idea which reference agency they use though.
- I got a new sofa on finance with them, ordered end of August, and our finance is with G E Capital...I have only checked experian and the agreement is on there, not sure about the search tho.
- mine is with Hitatchi , we got ours this november. not sure which credit reference company they use though.
- Hi, Thanks for the replies -
I have been into DFS today and they are making my application through Hitachi Finance - At the moment it was on paper and they will process it later.
They ask me for Partners Name to put down on application. I kindly refused to provide that infor. They still done the application.
There is no problem with my or partners credit file but I dont want our files to be associated at the moment.
Will that affect my application? I never been asked to provide partners name with any other credit applications I have made previously.
Thanks
M - Im tempted to purchase a new sofa on the 4 year interest free deal.
Is it still fairly easy to get credit on somthing like this at the moment? - I got a sofa set with them in October 2007, and they used HFC Bank, which I was rejected with, so they apply with G E Capital, and I was accepted. Not sure which credit reference angency they use.
- Hi,
Just an update - I phoned DFS today to check the progress on my finance application. They told me that my application with Hitachi Finance has been declined but I have been accepted with Blackhorse.
Not very happy through as 2 searches would have now been applied to my credit report.
Anyway how would you rate Blackhorse?
M
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