Noddle, how often do they update?

A question about : Noddle, how often do they update?

Just had a look at my ''file''.

They seem to be way out on what I actually owe, by roughly Ј4000.

Should I take any notice of this?

Dunree

Best answers:

• Does that mean that Experian and Equifax are?
  I've paid off a Black horse loan and substantially reduced my CC balances lately, but this doesn't show on my Experian
• Will do
• Thats noddle marketing for you, they say there's no need to check your report more than once a month, but if you want it, you can pay to get the current live report. I wouldn't pay myself as only a few lenders actually use them.
  I use them monthly since its free and about twice a year I check Experian/Equifax.
• I'm happy with Noddle, recognising the view I get is just the same as the snapshot I get if I pay the other CRAs (or even Call Credit, of course) two quid. They seem to have all my info, just like the other two, so I save a few bob
  I'm not sure why people would need 'live' info from the CRAs. A quick response, yes, but 'live'?
• Noddle update once per month on the last day of the month. Whether it's up to date depends on the date when a lender/service/bank/etc updates. For example Vanquis update on the last day of the month too so the information for Vanquis on Noddle is always a month behind. I look on my Noddle account now on 3rd September and I see "Vanquis Bank Ltd updated 31/07/2012.
• Just had another look at Experian.
  They updated most of my stuff on the 12th August, I'll wait till the middle of the month before I look again