23 Nov 2015

A question about : Lost the plot!

I lost the plot, completely.

I have suffered a complete and total meltdown. I have no idea what money we now owe.

My tenant is hundreds of pounds behind with the rent, so I sorted them a payment plan. Its time I did the same with me.

I have no clue when I will be debt free. I need to sort myself a goal for this week or next week now.

https://forums.moneysavingexpert.com/...562075&page=33

is my old diary.

I found out I had ovarian cancer. I have struggled to cope with it all. Ive had an operation and I am moving forwards. Need to get my old drive back.

I am clean living and clean eating.
I am back on the ebay wagon.

Need to snowball again.

Hope you are all with me. x

Best answers:

  • Ok, heres the bad news. First projections show it will be 54 months before I am debt free. My income has been reduced and I have had to cut my hours a lot. I am also having many hospital appointments and dealing with family matters.
    My ongoing target is to claw that date back. I will be looking to be debt free in March 2019. I cant see that improving any time soon, so best just keep nipping away at it eh?
    First things first, and a small but necessary target of 3500 pounds for central heating.
  • Dear Skint,
    So shocked to hear your news. Please take care of yourself.
  • Cheers JAT. I am just needing to reasess and move forward now. I was not able to share at all. I now can but will occasionnally need some support. x
  • Hey Skint
    Share as and when you do or don't need to. You poor thing. My Mum had breast cancer and thankfully removed. Are you clear now? I hope so, chin up lass and big hugs xx
  • I am in progress. Got my head around it all. Need to get back on track, onwards and upwards xx
  • Here all the way hun xx
  • Right here with you SBO. So sorry to hear your news. Onwards and upwards indeed xxxx
  • thanks, - means alot.
    The great mysteries of our time are still with us like... when you detail no over seas postage on ebay - why does someone in the Ukraine or Thailand want your old jeans?
    same as when you detail home collection available evenings or weekends and people say "can we come wednesday morning?"
    I will go for a nice run later, to keep me strong. Then I shall list ebay and I might have a glass of wine. Just one though!
    Thinking how we can move forwards again and how we can try to clear this debt when I have only half the income I used to.
  • Good luck SBO!
    HBS x
  • Thanks for the good thoughts.
  • Never mind "getting your drive back" looks to me as if you still have a considerable amount of it!
    54 months is much sooner than the DFD of many here (me included) and time really does fly when you are debt-busting.
    I wish you all the luck in the world with this and hope you are back to full health very soon.
    Kate x
  • thinking of you SBO, best wishes. Just keep on keeping on x
  • Dodgy hugs here any time they're needed
    Fortune x
  • Lovely to see you back posting but gutted to hear your news. Sending you positive thoughts and hugs, with you all the way Xx
  • Welcome back SBO. Sorry to hear of your problem.
  • Wellcome back - sorry to hear about your health problems - I do remember lurking on your diary before - and is great that you have managed to get back to it!!!
  • Welcome back SBO!!
    Sorry to hear the news about your cancer, it's great you are changing your way of life to be more healthy.
    I will be cheering you on from the side lines.
    When you are ready do you want to put up your financial statement?
  • Morning SBO - wow, going for a run....I should really think of that - actually I do think of it.....I just don't do it.
  • Aww thanks everyone. Its very much appreciated. My treatment is starting next week. Do you all have diaries, I will enjoy catching up on your adventures and looking at your lives. I have your diary on my subscriptions already pat Lucky and Fortune... I will look in today as I only managed a few yesterday.
    EE howdy lovely...I will get my SOA done. I will work at it. I will need a couple of days to get everything sorted and together. I am at work this morning and I am feeling tired. Doctors tonight as I have a gland up in my neck and its hard and tender. Probably some small infection which I need to address. My run was nice. Accompanied by a keen and reatively sensible German Shepherd who only needed "help" twice (she was afraid of a dead squirrel and a curious cow and needed carrying a few yards). I also spent some time with DD1 and we discussed her wedding next year. (also touched on the subject of her dad who is uselessand has let her down so often and still is); I collected some rent from my tenant and I then paid a plumber who fixed a tap in the rented house. Money neutral! I then fed my tarantulas and had a shower and went to bed fairly early for me, to watch eastenders. By the time DH came up to bed I was fast asleep. I haddnt even had the promised glass of wine.
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