05 Apr 2016

A question about : Home insurance, coach house.

As above, hopefully this is the right place.
I'm moving into a coach house at short notice and am trying to sort out insurance.
I only need content as its a rental property but this is proving difficult.

What insurers will insure a coach house?
Churchill, nationwide and direct line don't seem to touch them.

Anyone had an experience like this?

Thanks

Best answers:

  • For those of us that live in modern suburbia its probably worth saying what you mean by a coach house. A google images search showed a combination of detached and semi-detached proporties
  • Fully detached.
    Basically a 2 bed flat above 3 garages, one garage is mine and 2 are other people's
    Apologies should have made that clear
  • Personally I'd do quotes as a detached property and then check with the cheapest insurers/ brokers if they are happy with it.
    Quickly checking with Aviva and DL's Live Chat people they both say they'd count it as a detached property.
  • Right okay that's worth bearing in mind.
    Churchill told me that even though I only want contents, the fact that the garages belong to other people causes 'complications'.
    Talk about fobbed off, will make some enquiries
    Thanks
  • curious if you have found an insurer as I am in the same boat, but I need Landlord insurance?
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