Here we go again. LBM number a million

A question about : Here we go again. LBM number a million

So this is yet another diary. When am I going to learn?

In fairness I am frugal in most things but I am also very skint.

For those of you who are meeting me for the first time. I am a single Mum of 2 teenagers. DS is 15 and DD is 19. DD is an apprentice painter and decorator and DS is a computer geek. They are my life and 'most' of the time I adore them. I work full time but am trying to get a change of job just now as I am fed up and want a bit more money. I have an interview on Wednesday so we will see what happens with that.

I was doing fab with debt reduction and then very sadly my Mum died and I lost my way a bit. Recently I went on holiday, got new central heating and new flooring throughout my house and have managed to increase my debt by about Ј8k this year. I am sick about it but am not going to dwell on it. I prefer to just get on with it and sort myself out.

I will bore you to death with my ramblings along the way but this time I am yet again determined to succeed. I loathe paying interest so I will complain a lot about that . So hang on to my coat tails as I am ready to fly

Old diary is here- https://forums.moneysavingexpert.com/....php?t=3953941

Best answers:

• Hi MIT,
  Life would be so much easier if it didn't keep getting in the way of itself, IYSWIM
  You're doing a grand job. Two great kids, possibility of a new role and you'll be toasty warm all winter.
  The debt will be gone in no time.
  KJ
• I have followed you across - will subscribe.
  You can do this MiT
• Please don't beat yourself up hun....I'm like that too....I've had Soooooooooo many LBM's and it's only now that I'm beginning to sort myself out....slowly....and you will do the same thing, I know it!!
  Do keep Posting....I will subscribe and keep up to date with your Journey....
• But those improvements will pay themselves back over time, so not a complete waste of money.
  good luck with the next stage
  chev
• Good luck on Wednesday
  Subscribes
• Thanks folks and welcome. Helen I have had so many LBM's my house is like a disco !!
  A nice wee day planned here today. Going to get some housework sorted out. Going to meal plan for the week and see what I need to get and pop into ASDA later. Then off to my wee auntie's for dinner with my brother and both families. That'll cost me a bunch of flowers but hey we get a fabby roast dinner for free .
  DD had dumped her BF a couple of weeks ago as he was being a bit of an !!!!!. All he wanted to do was sit in or go driving!! Boring ! So she had a huge fight with him and told him they were over. No-one believed her but she came in last night with stars in her eyes as it appears someone has taken her fancy. Need to do my detective work now and find out who he is and who he belongs to .
  So am away to get started and will be back later. Hoping to spend less than Ј20 today on shopping.
• Another one who has jumped across.
• Stalking you across, bunch of flowers for a meal is a good trade !!
• Good show. Loads of folks joining in so we can have a good old chinwag .
  House now all shiny clean except for a load of spare carpet left over. My friend is talking about doing up her spare room and I reckon one of the offcuts would fit it. She is very very good to me so I would be delighted if it fits and I can save her some money. Otherwise I will sell it.
  The woman I clean for has asked me if I want to use the cottages over the winter so I just asked my brother if him and his wife want to go up for a wee overnight stay and he is all excited. I will take my friends another night as well. It's a complete freebie and all we will do is the laundry. Might even just take our own bedding and that will save us even bothering with that. There is an awesome restaurant nearby or we can just cook before we go and heat up our food up there. Will be fab to have whole family together and have a lovely wee day and all for my favourite price of Ј0.
  Off for a shower now as aint smelling so sweet. House is spotless but I am a minger. Then off to supermarket and to my wee Aunties. I have Ј21 to give my brother for mince from costco so my shopping for under Ј20 is already bust . Oh well I will jhave lots of mince
• How lovely to be able to use the cottage Some nice cheap times with family and friends!
  And don't look at the mince as budget busting, it is a saving in the long runs it will keep you out the shops. Portioned up, think how many meals you can make with that
• I think hiccups are par for the course on this journey and I think there are times when it definitely feels 'one step forward, two stops back'. Just as long as there is more forward movement than backwards overall!!
• Found you and subscribed. We all have blips in our plans, who would want an easy life.xx
• Long time lurker here.....subscribes...
• loads of lovely people hopping on , Smashing . Matymoo I will get 17 meals from the mince so I am very happy with that. Aberdeen Angus beef which is normally very good . Ahh I love mince .
  Lovely wee day at my Aunties. My brother and his wife were there and my cousin and his 3 lovely kids. Was noisy, full of chat and yummy food. Excellent times.
  Went to ASDA and spent Ј29.36. I bought slippers though as after 3 years mine have given up the ghost.
  Went to keycard and when I got back in the car DS said to me 'Mum I'm not being funny or anything but you looked really old standing there' Aye yer right son it isn't funny...........wee sh*t . He just says it exactly as it is. Maybe a bit more effort required with my appearance .
  So a wee quiet night with x factor and Downton for me. Happy days . Take care folks xx
• Aww EE I probably forgot to tell you guys. Surprising that as I practically tell you every time I move off the couch. He stayed here for a couple of days and then moved home. He also turned up at my door very very drunk and I had to get his Father to come and pick him up. Am not painting a good picture of him but tbh he is a 19 yr old daft boy and he is okay. Think it might be definitely over this time though.
  Well I had applied for a wee move in work just incase I don't get the job on Wednesday and I got it. It will be a bit more interesting than what I am doing just now so I am pretty happy about that . So either way I am moving and getting away from my b!tch of a manager. She was the first voice I heard this morning when I went back after a week off and as per usual she was slagging someone off. I can't bear it. I really dislike people who cannot see the good in others and she very very rarely does. So I had walked din with head high and big smile plastered on my face until I heard her dulcet tones and I physically felt my shoulders slump . Never mind I will be rid of her by 28th of this month one way or another .
  So today has been a NSD and I have managed so far to stick to healthy eating. I weighed myself this morning and since July I have managed to put on 2stones . FFS how can that even happen? So I have started again and I have peed at least 15 times so far today. TMI I hear you cry but them's the facts .
  So an evening of ironing, looking out docs for interview and then a wee bit studying and knitting. Might be back later xx
• Good news on the job front, so glad you will be able to move away from monster manager, hope your new manager will nicer and not as b!tchy.
  Decided to go back to the gym today after being away from it for three months, but spent most of time catching up with my fellow gym buddies.x
• Girl after my own heart Amber. If chatting was an exercise I would be a size 0 .
  My wee mate that sits next to me in work says she will miss me . She's the only other one under 55 so I'm sure she will. Wee soul, I feel a bit guilty leaving her.
  I was watching a programme on telly earlier and there was a motivational speaker on it who said that she has never sat and wondered how people manage to get 'things' i.e big houses, fancy cars. She said she always went out and found out how they managed it and then made sure she managed it too. She is so right and at the end of the day the only person in the world who can help you get to your goals is YOU so I am adopting my positive, go get em, attitude again and I am going for it BIG time now.
  Am going to watch on benefits and proud and have a wee rant to myself