16 Jun 2015

A question about : Halifax Mastercard

ive recently got myself one of these cards which i *think* is the one that gives you Ј5 for spending over Ј300 in a month (provided you pay Ј1k into the Rewards Current a/c etc etc).

ive just had my first months statement which is over the Ј300 threshold. my question is, when and where does the Ј5 credit appear on the account, and what does it look like on the online banking? does it show as a credit, in the same way that a refund would?

im just having a nagging doubt that i may have applied for the wrong credit card (doh!) - before i go and spend another Ј300 i want to make sure im gonna get my fiver for it!

Best answers:

  • You should see it on your next statement.
    With me it isn't posted until 3 weeks after my statement date but is dated 3 or so days later than the statement date.
    Labled as CASHBACK REWARD.
  • Apparently you have to call up nowadays and ask them to activate the reward portion of the Clarity card. So long as you then charge Ј300 to it in a statement month, and pay Ј1k into a Reward CA, it'll show up on the NEXT statement. If it doesn't, contact Halifax. It didn't show up on mine, they fixed the error and gave me Ј5 to say sorry.
  • Here's a page from a leaflet that I got with my new Clarity card recently.
    The rules for the reward are printed near the middle. I applied in-branch and was definitely told that it still applied.
  • I signed up to the clarity credit card about 5-6 months ago and I get the Ј5 reward whenever i spend over Ј300. I didn't have to do anything other than sign up for the credit card online (I was already a reward current account customer, however). The reward appears on your account as a credit (just like it does in your reward current account) a few days after you pay the statement.
    They are definitely still doing it, it just doesn't seem to be heavily advertised. I didn't have to 'activate' anything either.
  • Sorry for delay in coming back.
    I phoned up the Halifax to check about activating the Ј5 reward thing - the lady didnt actually say if this was in fact necessary but after putting me on hold for a minute came back and said my account was all set up correctly to get the reward. I think from memory she said it would appear as a credit on the 27th of the month. However in reality it was actually a couple of days later. Not bothered by that in the slightest though, just glad to receive it !
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