Front loaded insurance

A question about : Front loaded insurance

If a 5 yr loan is front loaded, but settled in full around a year later, how much of the insurance is likely to have been paid in that time?

(The amount paid back in the first year exceeds to total PPI payable).

Best answers:

• Difficult to say but early settlement typically leads to relatively pro-rata refunds as part of the settlement figure
• Just puzzling offer my offer.
  I settled the loan in full a year later. Yet the offer is based on the full amount of PPI (plus interest, and then minus tax). Have they made a mistake? :/
• Ah, just looked at the breakdown and spotted this:
  "Less previous rebate paid: Ј1818.22"
  I guess that accounts for it? :/
  Original loan Ј15K
  PPI Ј3078
  Offer, plus interest on applied premiums, plus 8% interest and minus the 'rebate' and less tax Ј3052.31
• Great, thanks. So, I can move onto another complaint with them without fear of them nabbing it back?