do we need to report to the insurer?

A question about : do we need to report to the insurer?

My wife scratched a car when she was reversing in a tesco car park this moring. She waited for half an hour and the owener didn't come back. So she left her mobile number on the windscreen and drove home. Do we need to inform the insurer now or should we wait for the other party to get back to us before we decide waht to do next?

Best answers:

• Your supposed to inform them, whether you actually do is upto you.
  Paying for the repairs yourself maybe the way to go.