Credit Reports

A question about : Credit Reports

A few queries regarding Credit Reports if anyone could answer?

Firstly, I had in the past been paying for Credit Expert and receiving a score of 999 most of the time and if not, always in the 900's.
Despite this fact; I always had trouble getting credit, even after waiting 6 months between applications and managing my finances, not missing any payments.. It always made me wonder about the accuracy.

Another thing that has just made me wonder; is Noddle, I have just signed up to.. I have 1 cc, 1 loan, 2 bank accounts. No payments missed for years and years. Ј12000 debt in total; but handled well..
Yet a 1/5 score?! When Credit Expert at the same time is giving me 920...

So confusing.

Best answers:

• What experian have said you have an excellent credit score and you can't get credit now I am confused, ring Experian up if I was you and see what lending products they might offer you....
• While we don't lend money we do build scores for many high street lenders. Contacting us is not a bad idea. We should be able to help you find out what the problem is.
  James Jones