09 Mar 2018

A question about : Credit Limits on New M&S 3.9%LOB/12m 0% Purchases Card

Hi all,

I'm tempted to get one of these to shuffle some of my debt to cheaper rates but would like to know how generous they are being with credit limits.

If you don't mind, people, could you post on here how much they are offering you?

Best answers:

  • BUMP
    would also like to know this. I have a few cards i would like to transer, but all of them have a limit of around £2000, and i need this M&S card to have a £6k limit to make it worth while!
  • Ive just asked the question myself on another thread it looks a good deal but i suspect limits wont be that high.
  • Anyone have any information yet?
  • Someone on the other M&S thread posted that they had been offered £8k
    Just heard today OH has been accepted Huge relief, just have to wait to find out the limit now.
  • I even phoned up today and asked if they could tell me (I've been offered a card but only had a nemail from them so far) but they said not til the card is issued.
    Can we keep bumping this thread up so people can update it as and when they find out their limits? A lot of people are asking this question in several different threads - would be good to be able to compare them all on the one thread?
  • Nothing for me. They refused
  • well i didn't expect to get offered the m&s one as i just got turned down for the post office one. i have no bad rating but lots of cards and debts. no news on the limit it the email said i had to wait till i got the card. i'll post as soon as i know. this rate is better than remortgaging to cover my loans!
  • My oh got 7k and she isn't earning...
  • Nothing for me (well my bf), but where thinking of contacting them and providing more info like it mentioned in the information booklet as it would really help us.
  • it would be helpful to know limits. i'd like to transfer my killer 22.9% credit card balance to one of these lovelies!
  • JUst got accepted as soon as i find out i will post how much. I am hoping it will be a good limit as i would love to transfer some cash over.
  • I got accepted yesterday so I'll post my credit limit when I find out.
  • Not had my credit lmit through yet but i'm hearing people are getting in the region of Ј7000 to Ј8000 credit limit on this card.
  • *BUMP*
    I'm waiting for a decision through the post! How frustrating!
  • Got my PIN today but it didn't mention the credit limit. Guess the card will come in the next few days. Will pop back and post the limit.
    Tis exciting!
  • I got my form to sign today. No limit mentioned either but I do need to know to make a transfer pretty quick so I might try to ring them on Monday to see what I can find out.
  • Bump!! Bump!!
  • Where do I apply for the M&S card and has it got a special name?
    Only really need Ј2k but would love more
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