30 Oct 2015

A question about : Credit checking website Accuracy

Hi I have signed up to one of the three main credit checking websites.

It lists me as having a credit score of 999 Excellent. What puzzles me is that it only shows one of my personal loans and is missing my:

- current account and OD
- second personal loan with same bank as above
- credit card with same bank as above
- another debit account (ex graduate balance at nil)

Am I to assume the bank (Nationwide and Natwest) have not sent this information and that another of the credit checking agencies will have this information and thus a completely different score?

Thanks

L-1011

Best answers:

  • I just didn't want to have to sign up to that total amount per month
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