05
Apr
2016
A question about : credit check for reducing overdraft
Hi Everyone,
Does anyone know if Banks can do a credit check for reducing your overdraft. I thought it was a bit strange the bank saying this to me but agreed to it at the time, in hind sight I probably should have questioned it more.
Its a bit odd doing a credit check to reduce my overdraft from Ј700 to Ј300 - any info would be much appreciated
Katie
Best answers:
- When I tried to reduce my overdrafts online it flagged up they might run a credit search , as i had just opened 3 current accounts for savings and after advice on here I decided to just leave things as they were and not use the overdrafts, been working for me ever since.
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