A question about : Credit Cards run up and only me knows it.....
At the start of the year I had 4 credit cards, my OH knows two of them but not that there is a balance on either. Aswell as those 2 cards I had another 2 opened by me, I have since paid one off in the 0% free period value Ј1500. One the other 3 the balances amount to around Ј8k, now one of them I'm not too bothered about initially but the other 2 I want to pay off before OH finds out....they both have balances of around 2700 each....one is 0% and the other was 6% LoB on a balance transfer. I pay Ј100 to all 3 cards a month plus the one I'm not too fussed about is used for Oh work expenses which are claimed back and paid off as soon as they hit the bank. I am not working at the moment and have basically used these 2 cards to carry on living as tho I was. I'm not looking for sympathy, I'm trying to clear these and have cleared one this year worth 1.5k....any ideas what to do to clear the other 2 off without the OH finding out?
Best answers:
- Have you now stopped using the cards?
- Yes and I've been paying more on them too and decreasing the limits every couple of months too so they can't be used....
- Are you looking for a new job, or currently unable to work/mat leave or whatever?
Have you tried doing any of the DFW challenges?
Is there much chance of the OH finding out? Would it be a major problem if they did find out if you are committed to paying it off.
- 275 reads