22 Mar 2015

A question about : Council tax debt help (Scotland)

About 20 years ago I moved into my current home. Somewhere during the discussion with the housing association concerning payments I thought I was told that council tax was included with my monthly payment to the housing association. About 10 years later I suddenly got 9 council tax bills for the previous years. There had not been any correspondence from the council previously. I accepted that I had been wrong and sought help from a local debt help group as the council wanted full payment. I know council tax has 20 year limitation but due to me not being aware of the debt the help group was able to help write off some of the debt. I agreed to pay the remaining debt with payments taken with the current council tax payments. I am sure this remaining debt was paid over two years.

Today I received a letter from my bank advising me that they were served with a Schedual of Arrestment and almost Ј1500 was removed from my account. I made contact with the collecting agents and they are saying there is debt of Ј4600 to be repaid. This sum is, I suspect, the total of the 9 bills first received about 10 years ago. I am unable to find the paperwork from when the agreement was made. The debt help group no longer operates.

I am not sure how I should proceed in contesting this debt as it appears that they already have received a court order to collect the funds. I would be grateful for any advice given.

Best answers:

  • National Debtline Scotland have a factsheet on council tax here:
    http://www.nationaldebtline.co.uk/sc...of_council_tax
    It wasn't entirely clear to me on first glance how you should proceed. It appears that some parts of the process haven't been followed correctly so whether you can still apply for a time order or not I'm not sure.
    Your best bet would be to contact National Debtline Scotland and speak to someone there.
    df
  • Or speak to someone at your local CAB.
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