Claiming ppi from national and provisional

A question about : Claiming ppi from national and provisional

I had a morgage with the NaPi in 1991 a yr later I took a home improvement loan out over 10yrs I sold the house in 1999 and with the profit the then abbey national took out what was left on the loan,I know I paid ppi on the loan and have been self employed all my working life,would I have a case to claim the ppi back ??

Best answers:

• There are unlikely to be surviving records from that long ago.
  Also, National & Provincial had a number of deals in the early 1990s that made ASU (Accident Sickness and Unemployment) cover a condition of the loan - these included various fixed/capped rate deals.
  If you chose one of those deals then the cover would have been compulsory.
  In addition, if it was arranged through a broker then it would be the broker you need to complain to - and they will not be subject to FOS jurisdiction.
• Probably the best place to start is to put in a SAR and find out if there are any records still around that relate to your mortgage and take it from there.
  You are just as likely to have been mis-sold something that was not compulsory but profitable for the N&P