Catalogue Debt

A question about : Catalogue Debt

Hi All, I am new to this site and really need some help.

Years ago I got myself into debt and registered with Step Change who have been absolutely brilliant, but stupidly last year joined a catalogue (Very, Woolworths and Isme) to help get me through Christmas etc for my daughter.

At first the monthly payments were fine, but now am struggling to meet them and owe Ј3,000.

I am really scared as I obviously can't go back to Step Change as shouldn't have taken out anymore credit (I now but I was stupid) and don't know where to turn.

Can anyone help please.

Best answers:

• There is nothing to stop you going to a different DMP company (I'm assuming its a DMP that Stepchange helped you with?) - just ensure it is one of the free companies such as Payplan.
• Yes it is a DMP I have with Step Change. I have contacted PayPlan but this morning was reading reviews and it sounds like a lot of people have got into worse trouble being with them so now don't know where to go
• I can only speak from my own experience with Payplan which was that they were very good.
• Hi,
  Let me get this straight, are you currently in a DMP with SC ?
  If yes, how many creditors do you have ?
• Hi, yes have a DMP with SC and they are currently paying 5 creditors for me.
• Hi
  Please dont fret about this we all make mistakes and yes you shouldnt have done it but you need to talk to your DMP managers and get this included.
  Good luck
• We all have hiccups along the way to being debt free. Call SC and they should be able to add the existing debt into your DMP.
  Don't beat yourself up about it. As least you are doing something about it and that is the main thing