Cashier gave me extra Ј1000

A question about : Cashier gave me extra Ј1000

A few days ago I rang my bank and asked to take out Ј4000. They told me to come in yesterday. I wasn't paying attention to the cashier counting out Ј4000, when she finished she put the money in the envelopes and gave them to me. Soon as I left the bank I handed the money over to somebody who I owed without opening the envelope as I assumed it had Ј4000 in there. However, later on in the day I received phone calls on my house number and mobile number and a letter through the post personally dropped by the cashier, they said that I was actually given an extra Ј1000 and they are asking for it back. I'm not sure whether they did as I wasn't paying much attention as the cashier was counting the money. But they say they have video evidence that she accidently gave me an extra Ј1000. What do I do? I can't get through to the person I gave the money to because his mobile is switched off and I do not know where he lives. I owed him money from a car I bought. The bank said that if I cannot get the money by 5pm the evening then they will inform the police. Can they do this? Will I be in trouble? It's not my fault, its the cashiers.

Best answers:

• I'm suprised the seller didn't count the money in front of you. I would have insisted on it..
• You do owe the money and are liable to pay it back. I also think you are unwise to buy car from someone without having a contact address.Suppose the car turns out to be stolen, or have a string of parking tickets. Just a mobile number as a contact is not enough, as it may be a pay as you go 'phone without the owner registering their address.
• I think the bank does have the right to ask for its money back, regardless of whose fault it is, it is still their property, if they do have video evidence showing their mistake then they can go to the police if u refuse to repay it. unless you can prove that you gave this person an extra Ј1000, I doubt he's gonna admit it or return it. My advice would be to ask the bank to be lenient and see about making repayments to them, as it was indeed their mistake in the first place. Good luck!
• I did do a HPI check before buying the car. And the log book is not in his name as he is a trader. He opened the enveloped looked through the cash and didnt count it infront of me. Maybe he trusted me enough or saw 5 bundles of cash and thought I might have given extra and tried a fast one. Can the bank call the police?
• I would call into the bank and tell them what happened and ask to see the evidence that you got the extra Ј1000, after all how do you know the cashier isnt pullng a fast one and took the money. if it is proven that they gave you to much then I would think you have to pay it back. But I wouldnt do anything till they prove that you got the extra grand
• Involve the police with the guy who you gave the money to - he is stealing your money as much as the bank claim you are stealing theirs. You have to find him, you handed over 4000 in good faith, but he took 5000 knowlingly.
  The police should be able to trace him, and pay him a visit.
  Good luck.
• If the bank had only given you £3,000 and charged you for £4,000 you'd be kicking up hell. Ask to see the proof, and if its conclusive that you did get the extra then you pay it back. Try and get it back from the guy you bought the car off but I dont imagine your chances are great if you dont know anything about them.
• This sounds incredibly dodgy, the cashier could be trying to pull some sort of scam here. Go into the bank and ask to speak to the cashier and the manager together before you do anything else.
• That's quite a story
• The reason the cashier counts the money out to you is so you agree you are happy with the amount and there are no mistakes.
  I'm sorry to say if you weren't paying attention, you are just as much at fault as the cashier who made the error so, yes you are liable for it.
  Sorry.....and good luck
• Surely though even if you wernt listening even after she had counted she would have confirmed 4000 okay? mmmm have you spoken to the police or bank yet?