26 Nov 2015

A question about : carrying on with my debtfree journey..

Just wanted to say that although I don't contribute much I do log on every day and read all your posts. I have had some real inspiration from all of you and it has made me look at every aspect of our financial situation and review it. I have sent complaint letters to our endowment companies and started on the road to getting our bank charges back. Our food bill is going down at last and we are currently feeding our family of 5 for around Ј50 a week. It has taken me 5 months to get it down to this from 80-90 a week so I'm really pleased. Then on Monday I saw my manager and asked if I could work 'compressed hours' basically working 3 long days (9.5 hour shifts instead of 7.5 hours) It means cutting down my weekly hours from 30 to 28.5 per week. She said 'Yes' so I am delighted!!! this means although I lose 1.5 hours pay per week (around Ј23) I will gain in other ways. I will save Ј10 per week on petrol and parking costs and another Ј25 pw on childcare and on top of that I get an extra day off per week.
Today DH had a metting with his vetting people for his work and they wanted to look at our finances. They congratulated him on how we were addressing our debt and turning it around and would be recomending that he keep his vetting for the next 8 or so years and would next be reviewed at the normal review point, they had our experian credit reports in front of them and it showed no late/missed payments in the last 12 months. So right now we are feeling really positive, so much so I went and blew Ј23 on a new inflatable mattress for our camping holiday. (Got a 10% discount with that too!)title=Jumping

Best answers:

  • Thats just great news.
    Glad that its all going so well for you.
    like you I am on the site most days aand my posts are short due to my typing with one finger!!
  • themaccas,
    Oh thats so brilliant how things are going.
    Sounds like things are going your way and thats gotta be reason to smile
  • Sound like you are well on the way... I am like you i come on every day but it is only recently I have started to post. Well done on yor shopping budget by the way. That is where i am struggling to cut back!
  • Great news & as always lovely to hear that people hae benefitted so much! Keep it going!
  • Hi themaccas
    Great to see you posting again, was wondering how you were doing - and now we know! Brilliantly! Well done.
    Wow - those savings from changing your work pattern really do add up!
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