Car insurance successes stories

A question about : Car insurance successes stories

What's this about?

The Cheap Car Insurance System is all about getting the best deal. But for fun, here's a contest to see who across the UK has the ultimate deal. As I write this, the cheapest is Ј48.

So I thought it'd be interesting to see who else sheared down their car insurance that way. Did you manage it for under Ј100?

Martin

Update 4 October 2009

After many incremental increases the current record is 96p for fully comp insurance.... as follows.

It's for Barbara Wakerell from Kent.

Policy Price: For Barbara the cheapest was Ј120.96 from Swinton Insurance for a fully comprenhensive policy, with protected no claims bonus, and including a courtesy car.

Insurer cashback: The company had its own Ј70 cashback promo on.

Cashback site: She then got a further Ј50 via using a cashback site.

Full info in the Updated Guide: Cheap Car Insurance

If you get cheap car insurance please report it

Best answers:

• Using confused.com.. I saved over £180 off my renewal premium. The AA wanted £670 to renew... I haggled and got them down to £612. I then used the tips and used confused.com and got my insurance for £454 from Budget!!
  I went back to the AA and they didn't want to know. So good bye AA helllooooo Budget!
  Thanks Martin!
• I got mine for Ј74 from prudential third party
  was Ј174 BUT - Ј100 quidco =Ј74
• Ј89.93 from the Post Office for third party only after Ј50 postal order cashback.
  If only I'd used Quidco too, it'd have been Ј59.93!
• I just renewed mine and got it down to £81 (originally £201) for a full comp with protected NCB (9 years) using the Lloyds Insurance cashback link at quidco.
  Last year I got it for £155 (originally £255) through Screensavers and quidco, the renewal they sent us this year was for £234 so a massive saving there!
• Annando,
  Like you I renewed mine recently and got it for £164. Originally £284 but £120 cashback from quidco.
  Not bad for fully comp. including no claim protection and legal cover.
• Mine was £65 with Swiftcover after £50 cashback. My previous insurer quoted me £130
• I Renewed Last March Through Mse With The Post Office And It Was Ј110.00 Minus Ј50.00 Cash Back. TotalЈ60.00.
  However I Would Say That When My Car Was Stolen In September I Found It Difficult To Get Through To The Right Place To Claim As They Outsource The Claims Part To Another Company.
  But You Get What You Pay For And I Was Really Pleased With The Premium.
  Next Time I Will Use Quidco As I Used That Inseptember For My House Insurance And Saved Ј245.00!!!
• Got mine for Ј66.60 from Barclays, with their 'beat your renewal quote or match it and give you Ј50' offer.
  (I tried to do the same with my home insurance, but they wouldn't accept my quote because I'd been sent it by email, not on paper. The renewal quote was only Ј89 - still, it would have been good to insure my house and contents for Ј39!)
• Just renewed my TPFT insurance on Volvo estate.
  Using Quidco & through Lloyds TSB managed to get a years cover for
  Ј28 (yes twenty eight pounds)
  Chuffed!
• Got mine for just on the £100 mark (give or take a few quid) from Prudential. This includes the £100 from quidco. I paid with my egg money card, so I got 1% cashback on the premium paid (£200)
  I'm sure a female in their 50s, with full no claims for 30 years, driving a 10 year old car in the lowest insurance group, and living in the right postcode area, could possibly end up getting paid to have a 3rd party insurance policy!!
• mine was 451!!!! new driver student, 3rd party fire and theft.
• mine was 451!!!! new driver student, 3rd party fire and theft.
• fully comp for 82 quid! 2 yrs no claims, 1.2 clio
  quote from barclays, 148
  renewal with bradford & bingley 133
  barclays deal, 132 + Ј50 cash back (got to send them renewal quote from existing insurers) = Ј82 = happy
• i got my car ins for just Ј71 with swiftcover after Ј50 cash back! that is the cheapest ins i have ever had,thanks MSE.
• My colleague had her insurance due, so i offered to check the deals available. Her quote was Ј160 TF,F&T so I thought a few quid could be saved - was really surprised to get Swiftcover offering Ј103, and the Ј50 cashback - making a total of Ј53 for a year!
  I was amazed! Confused.com has always saved money for me and friends, but I've never found anything this cheap!
• Thanks Martin, my renewal was Ј158.
  Through confused.com got a quote of Ј127 from Swiftcover
  plus Ј50 off - total Ј77 !!
  Result eh...
  Nicky.