10 Apr 2016

A question about : car insurance

just had a quote for body repairs to my car Ј1000. I am fully comp and have protected no claims bonus.
but I have got to pay Ј300 excess so I cant decide which way to go.
claim on the insurance or pay the Ј1000.
it depends on what the percentage they put on the insurance when you had a claim any clues.

Best answers:

  • Do dummy quotes online with and without the claim in your history to see what difference it makes.
  • If you are otherwise low risk and clean record it'll probably work out better to claim but do as above to confirm for yourself. Some insurers will do a very small load for a single fault claim where as others hate any claims
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