Is bankruptcy the best way out

A question about : Is bankruptcy the best way out

Morning all have not been on here for a while so have had to re register as I lost my username.
Found this site last year which was a great help for me ,i finally took my head out of the sand and I had finally started taking a hold of my finances and had got my debt down from around 15k down to 9k in 8 months. Things were looking up until back in march i broke my leg in two places. Ever since then im ashamed to say I have struggled to live on Ј63 a week. And have been living off my credit card for the past 6 months.

I know its through my own stupidity but im now 17 k in debt and have no way of paying it back as I wont be back to work until next month. Im now sick with worry everday and the only option i seem to have are going bankrupt .

Are there any people on here who have gone through this process? and what the pros and cons are? I know its not to be taken lightly but at the minute I can see no other way out.

Thanks in advance for any replies

Best answers:

• monkey
  can you do a new updated SOA
  My feeling is that if yu are going to be back at work next month, could yu not go for a DMP instead?
  In any case bankrupcy takes a good while to all come off.
  Lets see your situation and we can take it from there
• there is a thread on here called 'the bankrupcy club and supporters' have a look there. Sorry if my spelling is naff
• soa i forgot about that will try to sort it out. but basically my income is Ј240 a month and my outgoings are Ј900. sorry about my spelling to as i have hardly slept all week worrying about this
• join us on the bankruptcy club and supporters club even if you choose not to go bankrupt there is always a way out whether you choose a dmp or likewise and you will find the answers here somewhere!!
  Sarah