Age 67 and taking OAP & Occ Pension but any new options for me?

A question about : Age 67 and taking OAP & Occ Pension but any new options for me?

I am so sorry if this has been asked before but not able to use the PC like I used to and carry out searching.

I get my normal OAP (from 65) and a small occupational pension (from 58 - ill health retired early) and my wife age 65 similarly gets her OAP (from 60) and a very small occupational pension.

Do we have any options with the Governments new rules to be able to draw cash from either of the occupational pensions even though we each took the maximum out when the pensions first started. I ask as we get by on the income but are cash short and are in need to replenish some of our household items and possibly our car.

Thanks for any help you can give me.

Best answers:

• No, once crystalised there is (currently !) no option to take further lump sums.
  If you were able to take a lump sum what would you live on as you currently do not get enough to live and save ?
• No way to get money out of the pensions but if you own your own home you could consider equity release. Either the types where you never intend to pay back or the types where you have a pool of credit that you can draw on and repay as you wish.
• All folks have to do is ask, and if I feel it's needed to get a reply to my question, I will give a full reply.
  Still I've given you a 'thanks' but can you add any more to my OP question as my life is not that straightforward thanks to '!!!!!' health issues thus needing to know if I have any options.
  I take back my comment about you being a Mega Troll (I will edit my post to show I mean no ill but heat of the moment carried away with typing) but I was getting that in before someone called me one - lost rack as I post infrequently - is it still Andy?
• As others have said, the new pension rules are not relevant to your situation.
  If you do not own a property, then equity release is not a possibility.
  It would appear that health problems would preclude a "little job".
  Perhaps a credit card with 0% on purchases to spread the cost of the replacement home essentials?
• Thanks Xylophone indeed it does appear that my original question is answered and the pension releasing cash is not an option.
  Being a none smoker, and none drinker, and too poorly to get out to spend money we do tend live more than OK for our relatively frugal needs.
  In fact your last suggestion is probably the best as we have already bought a number of items on CC over the past year. It is a way of buying I've never used as I've always paid off in full every month but know I could set an amount and stick to it so could eventually get some of the things I think we need.
• Thanks folks for the replies and I will stop subscribing to this thread as I have my answer and don't like this board much. It causes too much angst having to wonder what will be said next.
• ...and another poster throws his toys out of the pram.
• If you come here for information, but dont give us enough information to help, and then are nasty to those who respond, then you get the respect you deserve.
  I can only think you are nicer and less insulting to those on other forums. You certainly would not find people nice there, if you had this attitude.