Advice wanted on a PPi claim ??

A question about : Advice wanted on a PPi claim ??

Hi I took out a loan on my 18th birthday which was 9 years ago with lloyds for 5,500 I just assumed everyone had to take out loan protection. I had difficulty paying my debts so ended up taking out a DRO on it which has now ended , so have now put in a claim for ppi only thing is I think a year after I took the loan out I came out of work and think they paid Ј600 pound off my loan . Do u think I will be intitled to anything ? Thanks for reading

Best answers:

• So to clarify:
  You paid for a policy
  You claimed on the policy
  You received a substantial chunk of money towards your debt
  You then didn't pay off your debt
  You now want to complain the policy was miss-sold to you?
  On what grounds?
  This is a non-starter anyway:
  1) They can deduct any PPI refund from the money written off in the DRO
  2) They can deduct the amount already paid out from any PPI refund
• Apart from the information above.
  Here is just a little advice..
  Never, ever assume anything, ever.....
• I have already been told that as long as the DRO has finished they are unable to deduct money from the ppi if I was successful , it works differently to bankruptcy and Ivas just wanted to see how i would fare
• If it was sold to you in such a way that you believed it was mandatory, or was added on without mention, then you may be successful but it doesn't seem right, since you benefited from the policy.
• If your complaint is successful, they will take the value of what they've already paid out when you claimed away.