1 year Short term savings

A question about : 1 year Short term savings

Hi I am looking to put money into a account but would need to access it around it every November. I am looking at depositing around Ј1000 each month. What are my options? Thanks

Best answers:

• A combination of high interest current and linked regular savings accounts. See here. The Club Lloyds looks useful as it allows withdrawals which some don't.
• If you insist on having only a single current account, Halifax is not the one to have. However there is no reason not to have TSB, Lloyds, Tesco and Santander as well - even though their marketing material says 'Pay your salary in', their actual legal terms and conditions don't. (Fortunately as I don't have any salary.)
  Most Regular Savers have to be held for a year, so this October set up enough RSs to take your desired savings for November 2016.
  Meanwhile Club Lloyds Monthly Saver will take 10 * Ј400 (February-November) plus Ј5000 any time making Ј9000 in all, though preferably you'd get the main account to Ј4000 quickly to qualify for the highest rate.