Savings & Investments

A question about : Lambeth's taking care of you.

Lambeth opened a three year escalator bond which matures on 15 Jan 2005.
The interest rate was to be 4% in year one, 5% in year two and 6% in year three.
You might think that after three years you would get your money back.
However if you had read all the terms and conditions you would have found this little gem among them

A question about : Coventry Bdg Soc – new Sort Code for inward BACS

Calling customers of Coventry Bdg Society! (Please alert friends & relatives.)

Inward BACS now need this new Sort Code : 40-63-01

new Account Number : the first 8 digits of your own a/c nr – not all 9 digits. (Previously this was Coventry's holding a/c nr.)

Reference : your own name. (Previously this was your own a/c nr.)

+ for inward CHAPS transfers, Coventry's Sort Code is : 40 48 64

Anyone here had problems with Coventry's recent changes?

A question about : How many digits has a current account number with Alliance & Leicester?

Hiya,

I've just opened a current account with Alliance & Leicester.
The account number is nine digits long.
However, from my old current account I can only make transfers
to accounts with a maximum number of eight digits.

I guess that I need to drop the first number because the booklet
is saying

A question about : First Direct New Account Ј25.00 Credit

Further to the J Vine - M Lewis money programme about opening an account with first Direct and get Ј25.00 credited to your account, we opened an account on the internet and did not recieve the Ј25, after contacting first direct by phone they have told us that savings accounts were not eligable (only current accounts were eligable) for the Ј25 credit, can anybody out there confirm this, we think it stated just open an account with first direct. ???

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A question about : Shareholder rewards

Think it would be handy to have a listing of all shareholder rewards - Marks and Sparks are looking into this at the moment and with Signet there is a 10% discount at their stores. Obviously not a reason to buy a particular company shares in itself, but something to consider...

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A question about : Any one know anything about penny shares.

I have decided to risk Ј300 and buy penny shares as I know someone who does this every year and has doubled their money 4 years out of 5.
What I want to know is can I just give the Ј300 to a someone ie: a broker and tell them to buy penny shares and sell when necessary or do I need to do this myself.
I know I sound dumb but I have never done this before except for tesco shares which is SAYE.
Oh I did buy 117 shares in dragon oil a few years ago and now worth x 2 what they were when I bought them.

A question about : Which bank still provides safety deposit boxes?

Hi,

We would like to store our gold jewellery in a bank.

I contacted RBS and Barclays about their Safety Deposit Box facilities, but it seems they no longer provide this facility.

Anyone know which banks still provide this facility?

Thanks

A question about : Future of tesco, morrisons

Where do you think these companies are heading in the future? Tough tough sector to be in for them with such fierce competition.