Reclaim PPI & Other Insurance

A question about : MSE News: Banks put PPI claims on hold in defiance of regulator

This is the discussion thread for the following MSE News Story:
Read the updated stories:

Banks join Lloyds in freezing PPI claims

and

Santander takes consumer side in PPI battle

Also see the original story:

Lloyds puts PPI claims on hold in defiance of regulator

A question about : Loancheck/Watsons Solicitors

This thread is started to support and try to get advise for those who have had Loancheck claims through Watsons Solicitors.

Although please let us know if there are other firms of Solicitors working alongside Loancheck who are not communicating with clients.

A lot of these people have faced financial problems before deciding to go through Loancheck.

Watsons have not been communicating with their Clients, phone calls have been ignored etc and people are at their wits end.

A question about : Success!

On the 30th June, I sent off 2 letters to HFC Bank (beneficial Finance), the first was to ask for my credit card statement of charges, and the second was to complain about a mis-sold PPI policy!

SUCCESS! Yesterday I received a letter from HFC saying they have thoroughly investigated my PPI policy and they agree it was mis-sold and enclose a letter which I need to sign for Ј58.60!!

Now for the Credit Card Charges!

A question about : Halifax PPI redress Payments

Please can people post on this thread when they receive their funds and denote whether it is a cheque or direct into a bank account.

Also, please note the date that Halifax received your signed acceptance letter.

Thank you.

PS. Please do not discuss that you haven't received anything yet or anything else, this thread is purely to see what date they are upto with their redress.

A question about : Is Welcome Finance going bust?

A question about : Can you claim a PPI on a mortgage

Official MSE Insert:

If you've arrived from Google, our PPI Reclaim guide may help.

Back to the original post...

Just wondered if you could claim off a mortgage
as we took out a mortgage with Abbey National back in 1988 and I personally think the PPI was unfair as we were told it had to be on
my husband as he was the bread winner and brought home
the most money and we could not have the mortgage
unless we took out the PPI.

A question about : A to Z of Bank Addresses

Addresses from A to Z (If any missing please add to thread).

Abbey Accounts Admin
Dept 951
PO Box 297
BRADFORD
BD1 4YR

For SAR's, statement requests, etc. (above address).

Abbey National Bank
Abbey National House
2 Triton Square
London
NW1 3AN

Abbey Business
Abbey House
301 St Vincent Street
Glasgow
G2 5HN

A question about : How FOS Calculate Refunds

The ways in which the FOS approach redress in different situations are set out below.

CREDIT CARDS

1. Where card account and the PPI are still in force.

If the consumer agrees to cancellation of the PPI the financial business should: