Reclaim Bank & Credit Card Charges

A question about : Reclaim Unfair Bank Charges Discussion Area

Please note this thread is now closed (not because of a new article - the thread got so long it was difficult to open). It's continued in article discussion part II

This thread is specifically to discuss the content of the new updated article

A question about : NatWest (merged)

I am trying to help my son reclaim bank charges from NatWest.
Over the last three years my son has had to pay unauthorised overdraft charges every month of Ј28. This has often been charged even when it has been the previous months charge that has made the account exceed the agreed limit. He only works part-time and is low payed so he is having great problems trying to keep the account in credit each month so the charges don't apply.

A question about : Abbey (merged)

and I have a couple of questions.

1) Assuming i'm successful, would I be liable to pay tax on what I recover?

2) What do I tell any other bank when I go to open another account?!

3) Is there an upper cash limit on the charges to be claimed?

Cheers
Richard

A question about : HSBC (merged)

i have just prepared my letter asking for the charges for the last 6 years or bank statements. on my statements i have a charge of Ј125, interest of Ј14.75 but also on my statement is charges totalling Ј160 for recalls, card misuse and unpaid bills. do i put down all of these charges on because it looks to me as if i have paid twice.
can anyone help advise me.
thanks

A question about : Credit Card Reclaiming Discussion

Please read Martin's article linked above for new credit card specific template letters and POC. When I get a minute I'll put some links into this post regarding threads on credit cards but meantime you'll find most of the information you need in the Reclaim Help Thread which is linked in my signature.

A question about : LloydsTSB (merged)

I have had a claim ongoing with Lloyds TSB for over Ј1100 since January. Left it for quite a while as I was ill. They offered me Ј128 in March. I only wrote back 2 weeks ago, threatening court etc. if not settled in full.

A question about : Reclaim Unfair Bank Charges article discussion Part II

This is a continuation of original bank charges discussion thread. (This hasn't been restarted because of a new article - the old one got to long)

This thread is specifically to discuss the content of the new updated article

A question about : Reclaimed Bank Charges SUCCESS stories

After the huge number of successes reported, this thread has become so long that it hardly opens, so I've started a new one!

Bank Charges Success Stories II

The aim is to show others that it is possible and it works.

Please report your successes here, if possible in the format

Bank:
Amount Reclaimed:
Amount they paid:
The story: