Reclaim Bank & Credit Card Charges

A question about : PPI + mis-sold account package Natwest

Hello,

A question about : Bank Charges Financial Hardship Success Stories

Please report your financial hardship successes here, if possible in the following format:

Bank:
Amount Reclaimed:
Amount they paid:
How long did it take:
The story: (just a few sentences, please include how far you went eg did you just write to your bank or did you use the financial ombudsman)

A question about : Which letter now for claiming back charges?

I sent the preliminary approach letter 14 days ago asking for my money back of Ј700.
The bank have now replied advising as a goodwill guesture they will give me Ј300.00

So which letter do i use now?

The letter before action? this says failure to respond etc but they have done
or
Refusal letter (this says as per my previous letter you have until X date) but this has now past (well is today)

Help its all a bit confusing.

A question about : Account Charge Reclaim

Hi all,

Sending a claim to Natwest tomorrow for two current accounts, thought I'd start a thread to let you all know how I get on.

Claim includes the following:
Unarranged overdraft fees (Ј601.79 / Ј554.46)
Arranged overdraft fees (Ј82.81)
Returned item fees, Guaranteed item fees, Unpaid item fees, Paid referral fees (Ј448.61)
Default fees (Ј80.96)

Total - Ј1768.63

I'll update when I have news!

A question about : Cheque Received For Unfair Bank Charges

A question about : PPI turned down byt Halifax/ BOS

A question about : What charges you can claim

CAN BE CLAIMED

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

Credit Card/Store Cards/Catalogues

A question about : What charges you can claim

CAN BE CLAIMED

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

Credit Card/Store Cards/Catalogues