A question about : Help!
Hi I'm new to the forum and I'm wanting advice!
I got a loan around a year ago for Ј3,500 which I borrowed out for 2 years, I make monthly payments of Ј180. I also have a credit card which has Ј5,500 on which I pay the minimum payment monthly. I have an overdraft of Ј900 which I'm constantly in.
My debt is my own fault the loan was for a car and my credit card has been used on furnishing my house.
Do I get a loan to pay off my debts over a longer period of time with lower monthly repayments?
I feel stuck in a rut!