22 Jun 2015

A question about : How long one can issue credit card refund??

How long a merchant can issue credit card refund??Say from the transaction date after lapse of 6 to 7 months can a merchant issue credit card refund??

It's a visa card....Please post me an update...title=Have

Best answers:

  • They can always put money onto a credit card, if it technically counts as a refund in as far as the merchant fees they'd have been charged being refunded may well vary by their merchant bank provider etc
  • As II says, money can be put onto a CC at any time, however, the retailer may well no longer have a record of the card details after that length of time (in fact, I'd like to hope they wouldn't unless they have a particularly good reason to retain them) so you may need to either represent the card or provide the details again.
  • Based on previous posts by OP, this probably relates to a complex and protracted saga involving a failed chargeback attempt, if I'm right the full context behind the apparently simple question is at:
    https://forums.moneysavingexpert.com/....php?t=5141535
    https://forums.moneysavingexpert.com/....php?t=5160810
    https://forums.moneysavingexpert.com/....php?t=5163161
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