26 Feb 2015

I wanna be mortgage free!

A question about : I wanna be mortgage free!

Ok, so I've been on the debt free forum for AGES now and appear, thanks to the lovely Martin Lewis and the people that use the forum to have paid off nearly all my debts. Just the mortgage to go now.

However, I can't put money to paying off the mortgage because I am doing my teacher training and don't have a job lined up for September yet. And my hubby is a full time student, though he does work too.

26 Feb 2015

Do you go for a reduced mortgage term OR pay more off the mortgage we have????

A question about : Do you go for a reduced mortgage term OR pay more off the mortgage we have????

Hello, wonder if anyone has any suggestions on what is best. We're in a position where we can pay quite a good amount back on our mortgage per month, but when we come to renew the mortgage next Jan do we just opt to reduce the number of years or do we carry on paying overpayments as we are now?

HELP!!!! :confused:

26 Feb 2015

Mortgage-Free (soon) advice please

A question about : Mortgage-Free (soon) advice please

We are about to come to the end of a 7 year capped rate term, we initially borrowed Ј52k so think that the balance will be approx Ј44k. We are looking to pay off Ј30k off the balance and are looking for advice as to which is the cheapest and quickest way to pay off the remaining Ј14k?
Any help and advice will be greatly appreciated as am new to all this.

26 Feb 2015

To Pay off or not pay off?

A question about : To Pay off or not pay off?

Evening,

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