20 Feb 2016

I wanna be mortgage free!

A question about : I wanna be mortgage free!

Ok, so I've been on the debt free forum for AGES now and appear, thanks to the lovely Martin Lewis and the people that use the forum to have paid off nearly all my debts. Just the mortgage to go now.

However, I can't put money to paying off the mortgage because I am doing my teacher training and don't have a job lined up for September yet. And my hubby is a full time student, though he does work too.

21 Feb 2016

Do you go for a reduced mortgage term OR pay more off the mortgage we have????

A question about : Do you go for a reduced mortgage term OR pay more off the mortgage we have????

Hello, wonder if anyone has any suggestions on what is best. We're in a position where we can pay quite a good amount back on our mortgage per month, but when we come to renew the mortgage next Jan do we just opt to reduce the number of years or do we carry on paying overpayments as we are now?

HELP!!!! :confused:

23 Feb 2016

Mortgage-Free (soon) advice please

A question about : Mortgage-Free (soon) advice please

We are about to come to the end of a 7 year capped rate term, we initially borrowed Ј52k so think that the balance will be approx Ј44k. We are looking to pay off Ј30k off the balance and are looking for advice as to which is the cheapest and quickest way to pay off the remaining Ј14k?
Any help and advice will be greatly appreciated as am new to all this.

26 Feb 2016

To Pay off or not pay off?

A question about : To Pay off or not pay off?

Evening,

24 Feb 2016

Paying mortgage off

A question about : Paying mortgage off

I cut a long story short, I like most on here want to pay my mortgage off earlier than the original 25 years. I'm 7 years into a 25 year term and currently in a second introduction rate that finishes in Oct 2006. I'm sure (but will check) that I can not overpay during this period so am currently paying what ever extra cash into a high rate ISA in which my wife is doing the same (with her ISA) and then come Oct we intend to pay a sum off the mortgage with the savings.

My questions are:-

20 Feb 2016

Mortgage-Free Wannabe Welcome and Explanation

A question about : Mortgage-Free Wannabe Welcome and Explanation

Welcome to the new Mortgage Free Wannabe board. After watching the popularity of the Debt-Free Wannabe board which focuses on mutual support for people who want to get rid of their debts, I thought it would be fun to try the same with mortgages. It isn't about mortgages themselves, for that go to the mortgage board.

Why?

Paying off your mortgage is the best risk-free way to use your cash. Think of it like this:

24 Feb 2016

Natty's Kicking her Mortgage in the Pants Diary

A question about : Natty's Kicking her Mortgage in the Pants Diary

Yesterday whilst posting on another's diary, I realised that 6 years ago - this month - I joined MSE (although lurked for a good year before that).

So all in all, I have been on MSE for a good seven years which should have been time well spent hammering down my mortgage, naughty nattypants! Today is, as they say, the first day of the rest of my life so what better way to start than kicking my mortgage habit into oblivion.

24 Feb 2016

2012 mfw

A question about : 2012 mfw

click here for easy updates and click here to see how we're all doing

Welcome to the thread for everyone starting or continuing their MFW journey in 2012.

Hopefully many of us will want to continue the hard work that we have put in to overpaying our mortgages in 2011, and there will be those who want to start on their MFW journey - for all of us this is the place to be.

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