04 Jun 2019

Secure trust bank IVA

A question about : Secure trust bank IVA

Hi

04 Jun 2019

Iva&ppi

A question about : Iva&ppi

07 Jun 2019

Change in circumstances

A question about : Change in circumstances

Hi,

04 Jun 2019

IVA and a Will

A question about : IVA and a Will

I have 24 months left in my IVA and currently it looks like I will be paying more than what was originally stated.

My mother has Parkinsons and there may be another illness which could end up being terminal. I know that she is leaving me the bulk of her monetary assets which she is going to put in a trust that pays out so much each month as she knows my history with money and wouldn't want to give me it all in one go which I don't blame her.

09 Jun 2019

Debt Relief Orders (DRO)

A question about : Debt Relief Orders (DRO)

Info from IS website:

https://www.insolvency.gov.uk/bankrup...bankruptcy.htm

Quote:

What is a debt relief order (DRO)?
06 Jun 2019

Husbands DRO application- Heard nothing from insolvancy service.

A question about : Husbands DRO application- Heard nothing from insolvancy service.

Step change sent my husband's DRO application off on Wednesday at around 2pm. We have read that the insolvency service only take 48 hours to make a decision but he can't find any information on the register and is now panicking that he's been refused/ will be refused.
Its so bad for us both as I have just paid out Ј90 for it and we are up to our eyes in debt letters hounding us as we haven't paid towards any of them this month.

03 Jun 2019

How is a car on HP affected by a DRO

A question about : How is a car on HP affected by a DRO

I have very old debts owned by DCA's and I'm sick of being chased for them and have been advised to do a DRO, I rent my house, have no assets, but I do have a car on HP, only had it since September last year. I don't work as I have 2 registered disabled sons and need the car for getting them around. What will happen to my car if I do a DRO ? Thanks in advance for any help

03 Jun 2019

iva and equity on mortgage

A question about : iva and equity on mortgage

I took out an IVA nearly 5 years ago and thought I was coming to the end, I received a letter today stating as I'm now in the 54th month they will be looking to collect equity from my home !
Turns out it is in the small print but it was never mentioned during any interviews with my case worker I was told once the 5 years was up I would be debt free !!!!
Has anyone come across this and have any advice as I feel duped Ive already been paying up to Ј300 for majority of the repayments.😠

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