09 Mar 2015

A question about : Yorkshire Bank

Are offering a 2.7% fix over 5 years if I leave my maturing ISA with them. Worth it or not?

Best answers:

  • Could you get better elsewhere, e.g in S&S ISA, pensions, or even in current accounts?
  • it doesn't strike me as a great idea, Mirador, but obviously none of us know how interest rates will change over the coming 5 years.
    perhaps a combination of Cash, perhaps in Current Accounts that pay interest, and Investing your money?
  • Harrods Bank do 2.25% for a two year savings bond. This is probably a better option , especially if you are a non tax payer. A lot can happen in five years.
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