09 Mar 2015

A question about : Will all my credit worries be over next year?

Hey,

I have a CCJ dated 03/05/2007 and a default registered just before this.

I've had horrendous problems with credit over the last few years but i have managed to get 2 high APR cards, vanquish with a Ј2500 limit with Ј500 currently on it and a capital one, which is all payed off.

I've tried recently to get a small loan for a vehicle but got refused, which i was half expecting.

My question is, now that the 6 years have almost elapsed since getting my last CCJ, will my credit go back to good after it has been removed off my records?

My current score is around 750 with experian.

Any feedback is appreciated,

Tom

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