26 Feb 2015

A question about : Vanquis don't do faster payments? :/

I rang up today, with my OH, hoping to get the details for to him to pay the balance off with faster payments. But they say they don't offer faster payments as they aren't a 'clearing bank'.

Is this really the case, or was the person I spoke to just unaware of it? :/

Best answers:

  • Do they offer bank account details for bank transfer payments?
    https://www.fasterpayments.org.uk/con...t-code-checker
    ETA:
    Quote:
  • Just entered what I think is their sort code, 60-95-94 and it says yes!
    Edit. Cross posted with you.
    Wow. I challenged her several times on it, as did my OH when I handed him over. Unbelievable! Or by the sounds of it typical
  • You can use FP to send them payments (I do it all the time) BUT they don't credit the payment to the account until AT LEAST 3 working days later.
  • Thanks thebritishbloke. That's something i guess, although I don't intend on ever paying them interest.
    But how can they get away with such a delay? I thought FP was a sort of guarantee?
  • If this doesn't happen, why do they blatantly deny that they participate in FP then - as per the OP?
  • They will take two days to credit your account but the transaction will be dated correctly i.e. the date you sent it.
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