09 Nov 2020

A question about : Rossendale advice needed

The other half was left with a legal aid bill of approx Ј1,500 after they claimed paperwork hadn't been returned to them in time. The dispute over this went on for a few months with them not backing down and eventually they sent the debt to Rossendales.

They are demanding payment with various letters now arriving threatening court action.

Basically what are our options in this instance? We dont want a CCJ and are unable to pay off in any large sums. Is the best option to make an offer of installments (no matter how small) and send the first installment with a letter? Or is this there another avenue to try and fight it?

Best answers:

  • Having done some looking around I was wondering if other options like the prove it letter would be the first thing to do?
    https://forums.moneysavingexpert.com/....php?t=2607247
    Any advice would be appreciated.
  • I hope I'm not the bearer of bad news, but IIRC Rossendales are bailiffs not simply debt collectors, you may have a hard fight on your hands.
    I would get in touch with the original creditors and see if they will take the debt back if you stick to a payment plan!
    HBS x
  • Its a legal aid bill, whats to dispute
  • Rossendales are bailiffs so either this already has a ccj or it is Rossendales Collect who are instructed as debt collectors.
    If there is a ccj, you need to be looking at getting the order varied to an instalment order.
    If there isn't, do you actually have a defence with a reasonable chance of success if it went to court? If not, then you need to make an offer through the debt collectors. National debtline have an information pack and a telephone helpline.
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