Mortgage-Free Wannabe

A question about : New year, new challenge! Only Ј108,454.91 to go!

Hi all

Have decided since it's a new year this would be a great time to start my own MFW diary! Have just signed up to the MFW 2015 challenge with a goal of overpaying Ј2500 in 2015 A few months ago I discovered MSE's mortgage overpayment calculator, and then this board... Since then I've become obsessed with the idea of overpaying and started lurking around here!

A question about : The journey to financial independence.

Hi,
In 2012 I took out a 30 year Ј166,500 mortgage @ 6.4% with my now husband. We were cautious after hearing so much about how expensive it is being a home owner. A few months in it struck us after using the mortgage overpayment calculator here. In 30 years we would have paid more than double the cost of the house to the bank! That day changed our min set (thank you Martin!)

A question about : All the small things

Over the past few weeks i have been noticing more and more in diary threads the frustration people are feeling trying to find overpayments when so many prices are squeezing our budgets.

We've done the big stuff, sold our unwanted things, changed suppliers, slimmed the budget, but we still don't feel it is enough.

I'm exactly the same, and have done more than my fair share of whinging since Christmas on my diary without thinking through the bigger picture.

A question about : 30 small steps

Hello. After making OP here and there and being on track life has thrown me a few curveballs. I am now married and have a little boy which has lead us to converting the loft. Savings have paid for half but the remainder has increased the mortgage by 30k hence the diary title. I want to make some small OPs whilst I build up my emergency savings.

A question about : Hurdler's Race to be Mortgage-Free

Driving to the track
So... I have posted in the redundancy thread when I decided to take VR, and now I will be starting a new job on 1st August.

A question about : our forever patch challenge

well, this week sees the new start to my mortgage free plans. After 18 months clearing debts, then paying for our wedding, which took most of our hard earned savings, we are at the beginning again.

A question about : The End May Actually Be in Sight...

Hello all,

A question about : Hurrah, my MFW quest has started

Hi all