Mortgage-Free Wannabe

A question about : From Flat to Farm house!

Wow, big challenge ahead so I'll just start small by going from a lurker to a poster! Like many others I have become captivated and totally inspired by the daily updates of strangers battling their mortgages and would love to be a part of the community.

A question about : misscousinitt's MF Diary

Hi all

I have posted on here before about becoming MF, but not alot was done as we had the wedding last year and that seemed to take up most of our time.

We are debt-free, have savings and have a tiny mortgage compared to most (approx Ј19k) - but on a fixed rate of 6.29% until June 2012 - so not a huge scope for overpaying, but we want to make a start.

Mortgage and house has now been transferred into both our names so I thought that it was now the best time for us to start overpaying.

A question about : My 2020 Vision

After lurking and reading everyone else’s diaries I thought it was time I started my own to keep me on track. Our goal is to have paid off our mortgage by 2020, when we are both 50. I am not sure if this is possible but you gotta have a dream.

We have made Ј2000 of overpayments so far this year from DH bonuses, PPI claims and money made from a few sales and extra bits that have come our way.

A question about : I really really want to be........mortgage free!

Just starting an official diary of the countdown to getting mortgage free.

It will, I warn be a very long countdown! Currently standing at 140k and hoping to be mortgage free by 31.12.2020. That might be a little optimistic I know but that's what I'm hoping for.

A question about : Diary Mortgage Free Road To Change My Life

Hi guys thought id keep a Diary ON my road to mortgage freedom :] which is my dream

Bit about me
27 years old self employed have been now 2-3 years variable income
Got son whos 4 now and live with family at the moment

Facts and Figures
House value 88.5k
Deposit is 25% at Ј22125
Leaving a mortgage of around 68k At month payments of Ј450 at 6.4% interest fixed for 2 years due to defaults ect which are settled

A question about : Only freedom will do

It has come to my attention that I have been here for a very long time

I joined these forums in a dim and distant past, where money was my enemy and the weight of my student debts left me crushed and panicked, unable to picture a future where I would be able to get a debit card (never mind a mortgage).

A question about : Any single mortgage free wannabes?

Hi there

I know that it shouldn't make any difference and I have been reading a few of your diaries and picking up hints and tips but I was wondering if any of you were single with no kids?

Would be nice to see how you are coping with only one wage coming in and no one else to rely on. It would be good to follow those I can relate to and have something in common with.

A question about : This Time I'm Really Going To Do It

I've loved this little bit of the forum and over the years have often stopped by for a bit of motivation. And from time to time have even made moves to become mortgage free, making an overpayment here, and thinking about it and even once setting a date (12/12/12) when there was a great thread here about that.

And then poooffff ... I make a start and it all fades away.