ISAs & Tax-free Savings

A question about : non taxpayer and isas

if one is a non-taxpayer does having an isa make any sense? considering the admin charges involved!!
thinking of closing a maxi isa because I am fed-up with the charges and has meanwhile become a full-time mom.
input would be appreciated. thanks in advance.

A question about : Nationwide ISA decision

Having taken out a Nationwide Isa in June 2002 and paying in Ј100 a month (split 50-50 between a Growth Fund and a Tracker Fund) I've made just under 6% to date. However I'm thinking of packing this ISA in as it's not performing as well and the market is very unpredictable at present.

What are the best options in savings accounts for investing Ј2500 ish now and paying in Ј100 a month, although I will need to withdraw Ј2000 next summer?

Many thanks in advance.

A question about : cashISA transfer mine to my wifes?

Hi,

I wonder if someone can lend their expertise?

Is it possible to transfer cashISA funds that are in my name to a new cashISA to be opened for my wife (at a different provider)? I understand that it's possible to change providers and transfer the entire funds so long as the account is in my name, but what if i want to do otherwise?

If the question sounds daft, pls do pardon my ignorance.

Pls hlp.

-Theo

A question about : not ordinarily resident in UK 4 tax purposes + ISA

:Hi
This is a fairly technical question . I didn't spend more than ninety days in the UK last tax year and plan to return in August 2005, so for last and this tax year I am classed as not ordinarily resident in the UK.

A question about : Smile Cash ISA

Just received an email from Smile. I had not realised that there are 2 rates of interest depending on whether you have a current account with them.

8th March 2004 interest rates, Bank of England Base Rate - 4.00%
mini cash ISA if you don't have a smile current account 3.50% gross / AER tax free
mini cash ISA if you do have a smile current account 4.25% gross / AER tax free

A question about : Mini Equity ISA

I am interested in opening a Mini Equity ISA (of Ј3000)

With Mini Cash ISAs, you can compare your investment by comparing interest rates....the higher the interest, the better the ISA. But how can you tell with Maxi ISAs?

Who would you recommend as a good Maxi ISA provider?

A question about : C&G minicash ISA fixed 5% for one year

spotted this new issue for new customers

5% guaranteed for one year (July 2005) then reverts to there standard cash ISA rate (currently 4.3%)

30 day notice period, 90 day penalty if no notice, use for one year and then transfer to a new one later on

min investment Ј1000

great forums, I have been looking for something like this for ages

A question about : Best base rate tracking ISA

Who is currently offering the best rate that moves in line with base rate for a period at least until end of tax year?

Best answers:

• According to the www.moneysupermarket.com website, the best at the moment is the Abbey Postal ISA which is guaranteed to be 0.5% above the Bank of England base rate at 5.1%.
  Obviously you should check out all the details before you decide which ISA to commit to.
• many thanks