09 Mar 2015

Mini Cash ISAs: The Best ISAs currently available List

A question about : Mini Cash ISAs: The Best ISAs currently available List

New Cash ISAs (NISAs): The Best Currently Available List

I don't know about anyone else, but with all the New Cash ISA (NISA) launches it's getting more difficult to decide which one(s) to choose. I thought it might be useful to list the options available in one place, as it makes it easier to compare them and make the right choice(s):

09 Mar 2015

Why do you leave it till now to use your 14/15 isa allowance?

A question about : Why do you leave it till now to use your 14/15 isa allowance?

I can never understand why people leave it till the last minute to use their isa allowance, thus wasting an entire years worth of growth and income!

I can think of a few reasons, ignorance, laziness, head in the sand, distrust of financiers.

I think it's the same problem with pensions, something people only think about when they approach 50ish, and then it's getting too late!

09 Mar 2015

How to best save Ј20k?

A question about : How to best save Ј20k?

Hello. I have recently inherited Ј20k. Should I just open a cash ISA and fill the 15k limit and put the remaining Ј5k in a high rate current account? If so what would you suggest would be the best ISA and current account? My current account is at the moment with Barclays. Or any better suggestions? I will need to have access to the money in case of emergency or as I might use it as a deposit later this year.

Thanks in advance.

09 Mar 2015

Cash ISA interest rates

A question about : Cash ISA interest rates

This morning's Tel: Sylvia Waycot of Moneyfacts said that the interest paid by the average ISA wouldn't pay for a sausage a week.

What a wonderful yardstick. What would it pay for?

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